Ziliang中文

Ziliang Zhang

Making data explorable and AI useful.

AI applications, data, and backend engineering. Explore my tools and experiments.

Get in touch

Loan comparison

Preview

JPY 50,000,000.00 · 1.5% fixed / year · 35 years
Monthly payments. No taxes, fees or insurance. Illustrative assumptions.

JavaScript is off. The default chart and results below remain readable; interactive controls are disabled.

Monthly payment · JPY
A · Equal paymentB · Equal principal
Monthly payment comparisonA: equal payment. B: equal principal. Crossings compare monthly payments, not overall cost. Use left/right arrows to inspect months.Month 1 · A 153.1K · B 181.5K JPY060.5K121K181.5K0.1y17.6y35yElapsed years
35 years
Open full comparison ↗
More inputs

Month 1: Equal payment JPY 153,092.22. Equal principal JPY 181,547.62.

Equal payment

First month
153,092.22
Total interest
14,298,732.34

Equal principal

First month
181,547.62
Total interest
13,156,250.00

All amounts in JPY, rounded to 2 decimals for display.

Tools

Loan comparison

Preview

Explore repayment structures and see how assumptions shape outcomes.

Explore the tool ↗

AI stock screener

Planned

Turn natural language into explicit filters and inspect the results.

Japan tax calculator

Planned

Explore tax rules through clear inputs and a transparent breakdown.

Engineering

Behind the interface.

Experience with data platforms for machine learning and configuration-driven engineering.

Data for machine learning

Worked on profile data pipelines and data integration supporting recommendation systems.

Configuration-driven platforms

Worked on data lake pipelines and reusable workflows driven by SQL and YAML.

How this preview works

Inputs are validated before deterministic calculations run. The chart and summary share the same result; explore monthly tables in the full tool. The local explanation mock reads a snapshot and cannot alter the calculation.

Repayment formulas · ICBC ↗

InputsCalculationChart + tableAI explanation (local mock)

Notes

AlgorithmsWeb API DesignHandwritten Digit Recognition

Contact

Let’s build something useful.